Below Market Value Property

Looking for a Below Market Value (BMV) property? Let us be your trusted BMV property finder. Every year, we provide hundreds of exclusive BMV deals to our investors, complete with substantial discounts.

What Does Below Market Value Mean?

Buying a property below market value means purchasing it for less than its true worth on the open market—the price a property expert would estimate based on a professional valuation.

But wait, don’t most properties sell for less than the asking price anyway? After all, few buyers ever pay the full amount.

Not necessarily. The asking price is simply what a property is listed for—it doesn’t always reflect its actual market value. Many properties are overpriced due to estate agents inflating valuations or sellers having unrealistic expectations. Even if a property sells below the asking price, its final sale price determines its true market value. A below market value property is one that sells for less than this amount.

At KIR Property Group, we specialise in sourcing below market value properties so you don’t have to. In property investment, time is money—why spend yours hunting for below market value deals when we can do all the hard work for you? Just give us a call, and we’ll take care of the rest.

How To Work Out If A Property Is Below Market Value

Understanding what Below Market Value (BMV) property means is one thing—being able to spot one is another.

To start, thorough research and due diligence are essential. Failing to analyse both the property and local market properly could lead to inaccurate figures and costly mistakes.

To help you assess whether a property is truly BMV, here are some key tips:

  • Compare recent sales – Look at similar properties that have recently sold and compare their prices.

  • Evaluate current listings – Check the asking prices of similar properties currently on the market.

  • Assess unique features – Consider the property’s standout features and how they impact value.

  • Understand the local market – Research how quickly properties sell in the area.

  • Use online valuation tools – While helpful, take these estimates with a pinch of salt!

By following these steps, you’ll gain a clearer understanding of a property’s true value and determine whether it qualifies as a BMV investment.

Types of Below Market Value Properties Available

Miniature house model next to keys on grass, representing real estate or homeownership concept.

Residential Buy-To-Lets

These are typically standard residential properties, including 2 to 3-bedroom terraced, semi-detached, detached homes, or flats.

They are well-suited for the average renter and are often referred to as vanilla buy-to-let properties.

Modern skyscrapers with glass facades against a blue sky.

Commercial Lets

As the name suggests, this refers to a commercial property rented out to one or more businesses.

It is commonly known as a Commercial Landlord Mortgage, Business Buy-to-Let Mortgage, or Commercial Investment Mortgage.

Row of traditional brick terraced houses with white trim and large windows, lining a quiet street under a blue sky.

Houses in Multiple Occupation

A House of Multiple Occupation (HMO) is a rental property shared by at least three people from different households or five or more individuals forming two or more separate households.

Our Locations

Looking to buy a BMV property in a specific area? To give you an idea of the wide range of options available, here are the locations where we most frequently source BMV properties:

  • Wales

  • North West England

  • North East England

  • Yorkshire & the Humber

  • East Midlands

  • West Midlands

  • East England

  • South East Of England

  • South West Of England

BMV PROPERTY: YOUR QUESTIONS ANSWERED

Did we miss anything?

If you still have a burning question about BMV property investment, take a look at our FAQs below…

  • BMV property stands for below market value property, it is a widely used term in property investment.

  • Yes—investing in property is always a smart move. While property prices may fluctuate in the short term, the long-term trend in the UK market has consistently been upward. Additionally, with a growing population, the demand for housing continues to rise, making property investment a consistently attractive opportunity.

  • Property is widely regarded as one of the safest investment options. Not only does it tend to appreciate over time, but it also provides a strong source of passive income—every investor’s ultimate goal!

    However, whether property investment is right for you depends on your individual circumstances. If you're unsure, the best step is to reach out to our team and discuss your situation in more detail.

    REMEMBER: As property sourcing experts, our team is a valuable resource for guidance and advice.

  • Absolutely nothing!

    We not only help you secure property at a discounted price and guide you on the best investment strategy, but we also cover the costs of your purchase—including solicitors and surveyors.

    Who said property investment had to be stressful?

Why Should You Invest With Us?

While our investor database is a great benefit, the real reason to buy your next investment property with us is our expert team.

Their deep knowledge of BMV properties enables us to secure highly discounted deals and ensure a smooth, hassle-free purchasing process—key factors that help you make smart investments and grow your portfolio quickly.

Our team is also dedicated to building lasting relationships with our investors, long after your purchase is complete. When you invest with us, you're not just another number—we’ll know you on a first name basis.